Primary market

Market Conditions

Recent statistics regarding mortgages have brought the reality of the mortgage market front and center. According to the National Delinquency Report from the Mortgage Bankers Association (MBA) shows that more than 11 percent of all mortgages are either delinquent or in foreclosure. This is up 1.26 percent from last year. This may seem like a small percentage -- but that number equals 1.5 million homes. This is even more incentive to quickly enact programs put into motion by the recent Obama Stimulus Plan. Click here to view current Market Conditions in your location.


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Question: I sold a rental property to my son this year, but my husband and I are listed on the deed with 66 percent ownership and my son 33 percent. The loan was taken out in my son"s name to buy the property. Because my husband and I still have ownership in this property, despite the real estate sales to my son, are we still liable for capital gains tax?
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